You pay premiums to ensure all your property is protected in the case of a severe hail or wind storm.
In exchange for covering your home when it is damaged by hail or wind, the insurance companies require you to pay a deductible. Insurance companies are busy and can often miss damaged items in their inspections, leaving you with damaged property that you’ll have to pay for to be repaired or replaced if it isn’t claimed.
That’s where Lighthouse shines.
We have almost 10 years of experience advocating for homeowners, helping them come to a fair agreements with their insurance provider.
What are you missing out on?
Let’s take a look at a simple example of an original claim, and an updated claim after our inspection, both with the same deductible.
Example:
Original Insurance Claim | $2,000 deductible
This is the estimated scope of repairs that the insurance company created after their inspection of your home.
$15,000 - Roof
$2,000 - Gutters
$17,000 - Total Claim
———————————————————————
Price to you - $2,000 (deductible)
Updated Insurance Claim | $2,000 deductible
After we found additional damages to the property. Includes items that were damaged, but not notated by insurance in the original claim.
$15,000 - Roof
$2,000 - Gutters
$400 - Screens
$4,000 - Paint
$1,000 - Fence Staining
$22,400 - Total Claim
———————————————————————
Price to you - $2,000 (deductible)
In both instances, you see that your out of pocket remains the same, but you get funds to repair your screens, paint, and your stained fence. We help homeowners by providing detailed storm inspections, so that all their damaged items are paid for.
Our inspection experts will be able to determine if there are missing items that were damaged in the storm, and get you what you pay for. Call us today to schedule a complimentary storm damage assessment.
